Privacy Policy

We collect information you provide directly to us, including when you:

• Request a quote through our online forms
• Submit a contact or inquiry form
• Apply for insurance coverage
• Communicate with us by phone, email, or other means

The types of information we may collect include: name, email address, phone number, mailing address, property address, property type and value, current insurance information, and any additional details you voluntarily provide.

We also automatically collect certain technical information when you visit our website, such as your IP address, browser type, operating system, referring URLs, and pages viewed. This information is collected through standard web server logs and analytics tools.

We use the information we collect to:

• Respond to your inquiries and provide requested insurance quotes
• Process insurance applications and manage your policy
• Communicate with you about your coverage, renewals, and claims
• Send you relevant information about our services (you may opt out at any time)
• Improve our website and services based on usage patterns
• Comply with applicable legal and regulatory obligations
• Prevent fraud and maintain the security of our systems

We will not use your information for purposes materially different from those described in this Privacy Policy without obtaining your consent.

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information with:

• Insurance carriers and underwriters — to obtain quotes, bind coverage, and service your policy. These partners are obligated to handle your information in accordance with applicable privacy laws.
• Service providers — vendors who assist us with website hosting, analytics, communications, and business operations, each bound by confidentiality obligations.
• Regulatory authorities — as required by applicable insurance regulations, court orders, or other legal processes.
• Business successors — in connection with a merger, acquisition, or sale of all or a portion of our business assets.

Our website may use cookies — small text files placed on your device — and similar tracking technologies to enhance your browsing experience, remember your preferences, and analyze site traffic.

We may use analytics services such as Google Analytics to understand how visitors use our site. These services may set their own cookies and collect data in accordance with their respective privacy policies.

You can configure your browser to refuse all cookies or to alert you when cookies are being sent. However, some features of our website may not function properly if cookies are disabled.

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. Our website uses SSL/TLS encryption for data transmitted between your browser and our servers.

No method of transmission over the internet or electronic storage is completely secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

You may have rights under applicable state and federal law to access, correct, or request deletion of your personal information. To exercise these rights, or to opt out of marketing communications, please contact us using the information below.

California residents may have additional rights under the California Consumer Privacy Act (CCPA). Please contact us to learn more.